Planning for your retirement can be nerve racking, yet it is something that we all must do if we want to live a secure life after we stop working. With so many different types of retirement plans out there today, how do you know which one to use? 401k's, IRA's, the list goes on and on. Which one should I use? How much should I invest? It's enough to make your head spin. Since there are so many options and so many rules, many people stick to the basics and use the one that the company they are working for use.
Most retirement plans are managed by large corporations, which ultimately charge you to keep and invest your money with them. You're giving your hard earned money away to someone you don't even know! Wouldn't you rather put it towards something that you can directly see? Something that you have the ability to make changes to at anytime with no finance charges or hidden fees?
With your retirement plan, you are restricted in many ways.
-How much you can or can't invest.
-When you can use the money you have earned.
-When you can change your investment types.
-How much return is possible.
That is just a few, but the list is never ending. It's true, retirement plans are easy. You don't have to touch them. You don't have to look at them, though you should. You don't even have to see the money that you are putting into it if you have them directly taken out of your check.
But with the stock market being in the dumps, your money has not been making money for the last few years. Instead, it's been losing money! I personally have lost almost half of the value of my 401k due to the recent market conditions. Why not try something different? The investors tell you to diversify and not put all of your eggs in one basket, yet they put all of your eggs in the mutual fund basket!
Isn't the purpose of a retirement fund, to make money for you to have when you retire? What if you could build a business on the side to make money that will continue to make you money for the rest of your life? I have attached a link below to show you a few of those proven methods that thousands of people are using today to supplement their failing retirement plans.
Stop waiting for the market to turn and take your future into your own hands. Stop giving you money to someone who really doesn't care if you lose money. Diversify your life and stop wondering what life will be like when you retire. Make your own future. Take control over your money and live out your dreams.
http://easyonlinemoneymakingtechniques.com/
Article Source: http://EzineArticles.com/?expert=Thomas_Stillman
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